India: Non-Food Credit Growth Slows in August 2019

  • Nonfood credit disbursed by scheduled commercial banks declined to 9.8 percent YoY in August compared to 11.38 percent in July 2019.
  • Food credit declined to 27.54 percent YoY in August from 30.32 in July 2019.
  • Service sector credit grew 13.32 percent YoY in August compared to 15.21 percent in July 2019.
  • Personal loans growth moderate to 15.6 percent YoY in August from 17.1 percent in July 2019.
  • Credit growth in manufacturing under MSME contracted 2.1 percent YoY in August compared to expansion of 0.61 percent in July 2019, while credit to MSME industry grew 3.87 percent in August, compared to 6.12 percent in July 2019.
  • Agriculture credit remained unchanged at 6.8 percent YoY in August compared to July 2019.
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